Privacy Policy
1. Introduction
Welcome to MCA Settlement LLC (“we,” “us,” or “our”). We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website [mcAsettle.com] (the “Site”) or interact with our services, including our SMS messaging program.
Please note: We are not lawyers. This policy is provided for informational purposes only and does not constitute legal advice.
2. Information We Collect
Personal Identifiers & Contact Data: name, email address, phone number (including for SMS).
Transactional Data: order details, billing information, shipping address (if applicable).
Technical & Usage Data: IP address, browser type, operating system, pages viewed, date/time stamps, referral URLs, and other analytics collected via cookies or similar technologies.
Communications Data: records of your correspondence with us (e.g., email, live chat, SMS).
3. How We Use Your Information
We use the information we collect to:
Provide, operate, and maintain the Site and our services.
Process and fulfill transactions, including sending confirmations.
Send transactional messages (service updates, account notifications).
Send marketing communications (email, SMS) only if you’ve opted in.
Personalize your experience and improve functionality.
Monitor and analyze trends, usage, and activities.
Comply with legal obligations and protect our rights.
4. SMS Messaging Program
Opt-In & Opt-Out: By providing your mobile number and consenting, you agree to receive promotional and transactional SMS messages from MCA Settlement LLC. Message frequency varies. Message and data rates may apply. You can opt out at any time by replying “STOP” to any SMS or contacting us at legal@mcasettlement.com.
Help: For help, reply “HELP” to any SMS or email us at legal@mcasettlement.com.
Privacy: We will never rent or sell your phone number. All SMS communications are subject to this Privacy Policy.
5. Cookies & Tracking Technologies
We and our third-party partners use cookies, web beacons, and similar technologies to collect technical and usage data. You may disable cookies via your browser settings, but some Site features may not function properly.
6. Sharing & Disclosure
We may share your information with:
Service Providers: payment processors, SMS vendors, analytics providers.
Affiliates & Subsidiaries: for internal business purposes.
Legal Requirements: to comply with law, respond to legal process, or protect our rights.
Business Transfers: in connection with a merger, acquisition, or sale.
7. Data Security
We implement administrative, technical, and physical safeguards designed to protect your personal information. However, no method of transmission over the Internet is 100% secure.
8. Your Rights
Depending on your jurisdiction, you may have the right to:
Access, correct, or delete your personal information.
Restrict or object to certain processing.
Receive your information in a portable format.
To exercise these rights, please contact us at legal@mcasettlement.com.
9. International Transfers
Your information may be processed and stored in the United States or other countries. By using our Site, you consent to the transfer of information to countries that may have different data protection laws.
10. Children’s Privacy
Our Site is not directed to children under 13. We do not knowingly collect information from children under 13. If we learn we have collected such information, we will delete it.
11. Changes to This Policy
We may update this Privacy Policy at any time. We will post the new policy on this page with an updated “Last updated” date. Your continued use constitutes acceptance.
12. Contact Us
If you have questions or concerns about this policy or our privacy practices, please email us at legal@mcasettlement.com.